Tigo Pesa Nivushe

Tigo only offers loans to selected customers who actively use services like airtime, data, SMS, bill payments and Tigo Pesa transactions. You will get an SMS when you qualify. To qualify in future, use more Tigo services and Tigo Pesa transactions.

Dial *150*01# select 7 for Financial Services and 4 for Loans then Nivushe on your Tigo sim-card then select 1. You will need to accept a 30 days payment period and how much money you need within Cap, then enter your PIN. If you get a message that says you don’t qualify, you are not able to get a loan yet. To qualify in future, use more Tigo services and Tigo Pesa transactions.

Nivushe offers loans from Tsh 1,000 for customers who have never taken a loan before. How much you can get depends on how you use your Tigo Pesa account and how you use other Tigo services like airtime, data, and SMS.

You can get loans for 30 days. The payment will be taken out of your Tigo Pesa account at the end of the term you choose.

You can only have one loan at a time, but once you’ve paid your loan you can qualify for another loan. Your next loan could be bigger, if you pay on time and use your Tigo Pesa account together with other Tigo services like airtime, data, and SMS.

Dial *150*01# select 7 for Financial Services, Loans, Nivushe and then select 3 for “Loan balance”.

To repay your Nivushe loan make sure you have enough money in your Tigo Pesa account on the day your loan is due and Nivushe will initiate an auto strike from your Tigo Pesa wallet. If you prefer to pay early or late, dial *150*01# and select 7 for Financial Services select Loans then Nivushe then 2 for “Loan repayment”. You can then choose whether you want to pay the whole loan, or only part of the loan and enter your PIN to confirm.

For early payment, Dial *150*01# select 7 for Financial Services and select Loans, Nivushe and select 2 for “Loan repayment”. You can then choose whether you want to pay the whole loan, or only part of the loan and enter your PIN to confirm.

Yes, you can. It’s always better to pay at least part of the loan when you can, because this will keep your Late Payment fee smaller.

If you do not pay your loan on the due date you will have to pay a penalty fee of up to 10% of the outstanding balance. You will get SMS to remind you to pay before the due date. If you pay late your next loan may be smaller, and if you often pay your loans late you could be removed from the Nivushe loan service.

Use your Tigo Pesa account to send and receive money often, and make sure you repay your loans on time. The loan amounts you get are decided by your use of Tigo services like airtime, data, SMS, bill payments and Tigo Pesa transactions and by looking at whether you repay your loans on time, every time.

If you’ve paid one of your loans late, or if you’re using Tigo Pesa or other Tigo services less than you used to. The loan amounts you get are decided by your use of Tigo services like airtime, data, SMS, bill payments and Tigo Pesa transactions and by looking at whether you repay your loans on time, every time.

if the message notification you get is that you don’t qualify this means that you need to use Tigo and Tigo Pesa services regularly to be qualified in the future and pay loan on time.

If the message notification is “you have reached your daily loan limit”. Please try after 24 hours for you to enjoy the Nivushe service.