Pata Dawa

Pata Dawa is an overdraft halal loan service introduced by Tigo Pesa. With Pata Dawa, Tigo Pesa customers facing insufficient balances will be able to complete their medicine purchases at partnered hospitals and pharmacies, all of which accept Tigo Pesa Lipa Kwa Simu payments.

Pata Dawa allows Tigo Pesa customers to cover the costs of medications through a hassle-free payment plan at accredited hospitals and pharmacies.

Pata Dawa limits ranges between 1 – 100,000 TZS, customers will be allocated with different limits depending on their score that is determined by but not limited to: how frequently one is using Tigo Pesa services and repay Pata Dawa overdraft on time.

All Tigo Pesa eligible subscribers, who have been active for 6 months or more can enjoy Pata Dawa service, they just need to subscribe and consent to the service via Tigo Pesa menu. To activate the service, Dial *150*01#, select (7) financial services, select (11) Halal, select (1) Pata Dawa, then follow instructions.

Pata Dawa is accepted at all partnered hospitals and pharmacies where Lipa Kwa Simu payment is accepted, ensuring accessibility for Tigo Pesa customers across the region.

Pata Dawa is specifically designed for healthcare expenses, focusing on providing a Halal financing solution for medication purchases.

Pata Dawa stands out due to its adherence to Islamic Financing principles, promoting a Halal and ethical approach to financial services.

No, Pata Dawa is entirely free from interest, aligning with the principles of Islamic Financing.

Dial *150*01#, select (7) financial services, select (11) Halal, select (1) Pata Dawa, there you can check Loan Information, Repay Loan, Unsubscribe, get service support, and view Terms & Conditions. You will receive confirmation SMS with information for each option you choose.

Customers may pay debt through the menu option at any time. There will be no auto-debit of Tigo Pesa wallets upon depositing or receiving money in their Tigo Pesa wallets for debts below 10 days. Customers with outstanding overdraft of more than 10 days auto debit of wallet will apply. To repay loan, Dial *150*01#, select (7) financial services, select (11) Halal, select (1) Pata Dawa, select (2) Repay Loan then follow instructions.

Yes, you can. It’s always better to pay at least part of the credit when you can.

Tigo Pesa reversal process applies if the recipient has not utilized the funds. However, Tigo Pesa, and Pata Dawa profits will not the reversed.

There is no limit to the number of transactions you can complete using the Pata Dawa service, provided there is a balance within your allocated Pata Dawa limit.

Pata Dawa services are available around the clock, ensuring accessibility whenever you need it.

The following are possible reasons, you haven’t subscribed to Pata Dawa service, you have exhausted your Pata Dawa limit, or your transaction is beyond your allocated Pata Dawa limit or the service you are performing is not an allowable service on Pata Dawa. Please do subscribe or repay your outstanding Pata Dawa balance on time.

Pata Dawa is transparent about all associated fees, ensuring no hidden charges for our customers.

In case of service disruption and query resolution, please dial 100 or visit any of our shops across the country.